Charhoi is a very busy town in Tehsil and district Kotli in Azad Jammu Kashmir. It is located about 8-10 KM from Line of Control (LoC) at Pakistan & India border. This town is about 40 KM south of the city of Kotli. This town has a hospital with a lab facility, ambulance service, high school for boys and girls as well as an intermediate college for girls. The current population of the town is just over 16000 which increased rapidly from the neighboring towns.
Main source of living is livestock and agriculture. Charhoi is very famous for its fruits like apple and apricot. Charhoi is also a beautiful tourist spot in AJK and very close to LoC. There are lots of lush green fields and green mountains. As a tourist spot there are lots of hotels and restaurants in town. This is also a busy wholesale market place for the neighboring cities, which has grocery stores, gift shops, bakery, and a lot more. Just like most of Azad Kashmir inhabitants moved to United Kingdom or United states in early 80s.
For all those who have any type of financial or banking interest, like sending money to Charhoi and for locals and tourists as well following is the list of Banks:
| Name | Branch Code | Address | Phone Number | ATM Facility |
| National Bank of Pakistan (NBP) | 1462 | Nara Kot Chowk Main Bazar Charhoi Distt.Kotli AK | 05826-922160 | Yes |
| Habib Bank Limited (HBL) | 0650 | KHASRA NO.1005/914 SS PLAZA CHIROI Distt Kotli | 05826-415076, 415088 | Yes |
| United Bank Limited (UBL) | 1210 | Main Bazar Road Charhoi distt kotli | 05826-415070 | Yes |
| Bank of Azad Jammu Kashmir (BAJK) | 0036 | Main Bazar Charhoi District Kotli A.K | 05826-922165 | Yes |
| Allied Bank of Pakistan (ABP) | 0324 | Main Bazar Charhoi District Kotli A.K | Yes | |
| Muslim Commercial Bank (MCB) | Main Bazar Charhoi District Kotli A.K | 05826-415114 | yes | |
| JS Bank Limited | 9083 | Main Chowk Charroi, Main Bazar, Tahsil Charroi, Disst Kotli AJK | 05826-415474 | Yes |
Above is the list of ATM services in Charhoi for all the locals and tourists. You can also send or receive money by using western union services and Money gram services in charhoi.
If you’re from Charhoi & can share more information like if there’re any other banks, their locations (addresses), phone numbers or anything, please use the comments area so that others can also benefit from it.
